prepaid travel cards

Why consider a prepaid credit card?

 

Planning a trip? Prepaid cards are a cost effective way to take money abroad, as you can load the card up before you leave, locking in the exchange rate. A prepaid card is safer than carrying cash, and you can avoid foreign exchange rate fees if you buy your card in Euros or Dollars.

Worried about carrying cash abroad? A prepaid card is more secure than carrying cash, and as many providers offer emergency card or cash replacements your holiday needn't be ruined if you lose a card.

Want to make sure you stick to a holiday budget? A prepaid travel card is a great way of setting yourself a holiday budget - you decide how much money to load onto a card so you know exactly how much you've got to spend. 

They are a great way to shop online if you are worried about identity theft- most prepaid cards aren’t tied to your bank account and so limit your exposure to fraud.

You are guaranteed acceptance if the provider can verify your identity using your personal details.

Many cards come with a companion card, meaning you can share money with friends or family anywhere in the world.

Some cards can be used to rebuild your credit rating by loaning you the annual fee which you pay back in instalments each month. At the end of the year your repayments are reported to Experian, helping to improve your credit rating.

A prepaid card is a great way of setting a budget; you’re in control of your own money, you can use it to shop online and you won’t need to carry around cash. Even better, when you apply the provider won't check your credit record, so even if you don't have a credit history because you're new to the UK, or you've never borrowed money, you're guaranteed to be accepted.

Prepaid travel cards

 

A prepaid travel card is a great way of setting yourself a holiday budget – you can load up the card before you leave, locking in your exchange rate so you know exactly how much you’ve got to spend. A prepaid card is more secure than carrying cash, and as many providers offer emergency card or cash replacements your holiday needn’t be ruined if you lose your card.

 

Introducing our free credit report

Get your free credit report with giffgaff to find out your credit score and info to help you make the right financial choices.


Check your score here.

Comments (0)

Log in or register to add your comment
Log in now
Not a giffgaff member? Register now

Search by category

giffgaff gameplan

Copyright ©2018 giffgaff

Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff gameplan is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.