Make sure your in the best financial position to buy a home

Hiya everyone

Well taking the first step to get your own place can be very daunting , but you can make it easier .

Saving a good deposit will be a must but making sure your credit rating is in A1 condition and your ready to make that leap. Then if anything nasty pops up you will have time to get it in order and not get refused at the first hurdle.

A great place to start is here:

 A credit report provides detailed information about your credit score and credit history and giffgaff credit report is free, takes just a few minutes to get and you can access it whenever you need it.

Start to pay off any loans or debts you have at the present and try to start budgeting for the future.

Try to cut down your outgoings ,as once you do buy your first home, the bills you may forget whilst living at home can be a shock to the system .





Introducing our free credit report

Get your free credit report with giffgaff to find out your credit score and info to help you make the right financial choices.

Check your score here.

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Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff gameplan is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

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