Don't forget your contents insurance

When you are renting don't forget you need to insure your own contents

If you are a student you may find they can be covered on your parent's home policy.

Otherwise assess the value to replace what you have and get lots of quotes (use a comparison site).  Make sure that you list any individual high prices items (some computers, particularly apple ones are over the individual item limit for many policies)  Also check whether items like computers and bikes are covered when you are out and about!

While you are doing this add your phone to this insurance, it is usually cheaper than a separate policy

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Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

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Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.