Travel insurance tips what you need to know

 take the time to check that you’re getting the right cover for you and your holiday and avoid making a mistake.

Overlooking an important detail or entering the wrong travel date could cost you dearly if something goes wrong and you find that you are not covered.

1. Get your travel dates right

It sounds simple, but it’s a mistake that people do make, and it’s very important to get it right, because if you don’t you could invalidate your whole policy.

2. Check that you are eligible for cover and buy the policy before you travel.

Most travel insurance policies sold in the UK, require you to be a UK resident in order to be covered.

3. Don’t hang around – buy travel insurance as soon as you book your holiday.

To get the full benefit of cancellation cover you should buy your travel insurance as soon as you book your trip. 

5. Kids may be covered free of charge, but don’t forget to mention them.

Many family policies will cover children under 18 free of charge. Even though there is no charge, you still need to list them when you buy a policy

Declare any pre-existing medical conditions

No matter how minor a condition may seem, you need to declare it when you buy travel insurance

Do your research before you travel

No matter where you’re going on holiday, it pays to do some research first. Strikes, civil unrest and health issues can all affect your travel insurance cover.

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Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.