Student Bank Accounts

Student Bank Accounts:
- University students can sign up for student bank accounts offering free overdrafts or free goodies
- Your best option is to sign up to the banks offering the biggest and longest free overdraft unless the free goodies are worth more to you
- Free overdrafts allow you to spend more than you have in your bank account up to a set limit
- Make sure you don't go over your overdraft limit otherwise you'll incur expensive fees

Some Top Student Bank Accounts:
- Santander 123 Student Current Account generally offers a £1,500 free overdraft plus a 4 year Young Persons Railcard for free (worth £90)
- HSBC offers a free overdraft generally up to £3,000 plus a free £60 Amazon voucher
- Halifax offers a free overdraft generally up to £3,000
- The Co-Op Bank offers a free overdraft that increases from £1,400 in 1st year uni to £2,000 in 3rd year uni
- Barclays, NatWest and RBS all offer free overdrafts up to £2,000 for freshers

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