Latest Articles

Latest Articles

Understand my Credit Score

Spring cleaning your credit score: tips for improvement

1. REQUEST YOUR FILE If you have been refused credit, the lender is legally obliged to tell you why...

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Loans & Borrowing

Hard vs Soft credit checks : what is the difference?

If a hard credit check was a holiday to Las Vegas, leaving a solid financial dent and blip on your reputation,...

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Loans & Borrowing

What the hell is APR? A crash course on everything you need to know.

In the most basic sense, an APR is an annual fee to borrow money, whether that’s a loan or a credit card. Obviously you c...

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Savvy Living

Why a rewards credit card may be better than a cashback one

Cashback credit cards are pretty simple to understand. You get money back every time you spend some dosh. But there i...

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Understand my Credit Score

Puzzled about what a good credit score? Join the club.

The main problem with credit scores is there isn’t just one! Fear not. Here we give you a breakdown of exactly what ...

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Savvy Living

What to do if your identity has been stolen

Identity theft is a serious crime and it occurs when someone steals your personal information and with this is able to access y...

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Savvy Living

Considering a payday loan? Watch out for these first!

1. Perhaps the biggest and most unknown consideration of a payday loan. Be aware that a payday loan could affe...

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Savvy Living

Financial jargon sounding like riddles? Here's how to get clued up.

Not getting anywhere with all these big jargon words? Fear not. Here’s a handy guide to translating it.

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Savvy Living

Money natters: Exclusive interview with budding actor Freddie Wilson

He’s now trying to navigate the tricky tight-rope of going forward in his passion for acting, while earning a crust to be...

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giffgaff gameplan

Copyright ©2018 giffgaff

Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff gameplan is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.