Latest Articles

Latest Articles

Understand my Credit Score

What do lenders know about me? *panic rising*

Lenders are pretty omniscient. They kind of know everything. Even the time you snogged your best mate’s sibling. W...

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Understand my Credit Score

Turned down for credit? 7 simple fixes that will pick you back up.

No one likes getting rejected. It's even more frustrating when you don't know the reasons behind it. So we have compile...

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Understand my Credit Score

Bad credit score? Need a credit card? Fear not. Here's your answers.

So you’ve made a few credit mistakes in the past, it’s easily done and most people have. That isn’t the end o...

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Loans & Borrowing

Thinking of getting a personal loan? Check out these first!

Getting a personal loan can involve a lot of hassle with annoying application forms and monthly repayments, but there are other...

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Loans & Borrowing

Not sure which loan option is best for you? You will soon.

So you’re in need of some cash but you’re not quite sure what type of loan you need for your situation, it is confu...

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Loans & Borrowing

The guide to credit cards. Overcome those plastic worries.

We’ve all heard the horror stories, months of overspending and getting into debt, resulting in plastic cards being cut up...

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Loans & Borrowing

How credit cards affect your credit rating. Don't be fooled.

A credit card can be a boon for your financial attractiveness, but remember that every rose has it's thorns. If you’r...

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Loans & Borrowing

Need cash quick? Here's the alternatives to payday loans.

Check out these alternatives for when you need cash quick.

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Loans & Borrowing

Game of loans. Less exciting but more rewarding

So you’ve taken out a loan or run up debt and now you need to pay it back - or at least start to-But where do you start?...

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giffgaff gameplan

Copyright ©2018 giffgaff

Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff gameplan is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.