Let's compare car insurance

Every driver in the United Kingdom needs car insurance, however not every motorist has the right insurance for their needs. You could be paying a little bit more than you have to. And that’s where we can help.

How does car insurance work?

Car insurance is primarily there to provide insurance cover to you and/or third parties when you are involved in a car accident. It’s also a legal requirement, so no car insurance means no road trips to Bognor Regis. In fact, if you were to use your car without appropriate car insurance you would be committing a criminal offence and could face a fixed penalty fine and receive six penalty points against your driving licence. A court hearing might even result in an unlimited fine and/or a permanent ban from driving. In short, car insurance is of utmost importance.

What does car insurance cover?

Car insurance covers the cost of injury and damage to property, people or animals if your car has been involved in an accident. The type of compensation you could receive will depend entirely on the kind of insurance policy you have. That’s why it’s important you’ve got the right cover for you and your circumstances. So make sure and read the small print.

What types of car insurance are available?

Car insurance is broken down into three primary types, handily explained below:

Third party only

This is the minimum legal requirement when it comes to car insurance cover. As you might expect it’s the most basic form of insurance on the market. It protects other people, vehicles and property if it turns out that an accident was your fault.

Third party, fire and theft

This is a little more comprehensive. It not only insures damage to people, vehicles and property but also covers the cost of replacing your car if it gets stolen. On top of that you’re also insured for fire damage to your car, damage as a result of a break-in and for instances where your car is stolen.

Fully comprehensive

The most complete cover on the market, comprehensive car insurance covers personal injury and damage to your own vehicle as well as damages to others. You’re also insured if your car gets stolen or for costs incurred as a result of a fire. It’s the all-in-one form of insurance.

Why giffgaff compare?

At giffgaff we pride ourselves on our transparency. That’s why we do everything we can to take the tricky bits out of finding car insurance quotes. Our information is super simple, and easy to understand in order to help you to make the right decision for you.

Our compare service

  • Takes the hassle out of comparing car insurance services
  • Searches 100+ providers
  • Offers clear information to help you make the right choices

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