Consolidating your debt

Are you looking to... refinance existing debt? Then a loan could be for you.

How do debt consolidation loans work?

  • You move all your debt into one loan, so it's easier to keep track of
  • You'll only have one monthly repayment to make instead of numerous payments
  • Most are unsecued, so you're home isn't at risk if you struggle with repayments

Try our safe way to check if you can get a loan

See if you can get a loan

Use our loan eligibility calculator to see if you can get a loan, and at what rate.

Learn more

Not sure about what type of loan you need?

Compare a large variety of credit cards and find the best offers for your circumstances.

Why use giffgaff compare?

We're here to help you take control of your money and get you financially fitter. And an important part of this is helping you find the right financial product for you.

Our compare service:

  • Take the hassle out of comparing financial products
  • Suggests products based on the information you provide
  • Offers clear information to help you make the right choice

giffgaff compare is a totally free service. We receive a payment if a member chooses to take out a product, but this never influences the suggestions we give you.

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The giffgaff compare service for credit cards and loans is provided by Runpath Regulated Services Limited which is authorised and regulated by the Financial Conduct Authority – FRN 728244). giffgaff compare is a trading style of Runpath Regulated Services Limited. In relation to credit card and loan services Runpath Regulated Services Limited is acting as a credit broker, not a lender; The table shows a range of products from the market and this service does not consider your personal credit position. Terms and conditions apply. Finance subject to status. 18s and over.

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Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.