Free credit check

Achieve money fitness

What is a credit report?

A credit report provides detailed information about your credit score and credit history. Our credit report is free, takes just a few minutes to get and you can access it whenever you need it.

We started giffgaff money with the aim of helping our members get a little more financially fit.


And we believe that understanding your credit report can be the foundation for building healthy finances.

Why do I need my credit report?

Your report highlights your borrowing history

It can help you to identify fraud or other issues affecting your financial profile.

Understanding your credit score helps you to take action and plan for the future.

Get your report in minutes

Answer a few questions (it shouldn’t take longer than 5 minutes) and you can have access to your personal credit report in no time. Your credit report is completely free. We’ll just need your credit/debit card details to identify you. Don’t worry, we won’t charge you anything or keep your card details.

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Simple

You'll get a straight-talking and easy to understand report

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Reliable

We work with one of the UK's leading credit agencies

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Responsible

We're authorised by the financial conduct authority

giffgaff money

Copyright ©2017 giffgaff

The giffgaff compare service for credit cards and loans is provided by Runpath Regulated Services Limited which is authorised and regulated by the Financial Conduct Authority – FRN 728244). giffgaff compare is a trading style of Runpath Regulated Services Limited. In relation to credit card and loan services Runpath Regulated Services Limited is acting as a credit broker, not a lender; The table shows a range of products from the market and this service does not consider your personal credit position. Terms and conditions apply. Finance subject to status. 18s and over.

Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.