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Get smart with your money

Check out our ever growing collection of tips and articles from our members and people in the know. Get the help you need to make the right decisions, save money and get access to the finance you need to make things happen.

Latest posts

Could Help to Buy turn your dream of buying a home into a reality?

16-01-2017

Want to know how the government can help you get on the property ladder? Read how Help to Buy could benefit you.

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Creative, low cost date ideas that would spark any date night!

12-01-2017

Planning what to do for that hot date around the corner? Here's our low cost date night guide. Enjoy.

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Boss gave you the sack? What to do when facing redundancy.

12-01-2017

Get the info you need to tackle a redundancy head on. You didn't want their poxy job anyway!

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Featured articles

Get 2017 off to a great start financially in 5 simple steps.

06-01-2017

It’s time to brace yourself for what seems like such a long month before payday comes around again – good ol’ January.

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On the hunt for a credit card? Find out which is best for you.

24-10-2016

On the hunt for a credit card? There are plenty to choose from but it's important you know which ones suit your needs.

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Test your saving skills with our hilarious new game. Play now!

04-01-2017

Take our new Cards Against Humanity-inspired quiz to really see how good (or bad) a saver you are!

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Most popular

Britain’s Strangest Christmas Gifts Revealed

02-11-2016
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What you absolutely should do before getting a loan.

08-11-2016
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Thin credit file? Tips to bulk up those numbers

24-10-2016
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Meet our lovely bloggers at giffgaff money.

05-11-2016
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Applying for a loan? Avoid a knock back with these top tips

24-10-2016
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Turned down for credit? 7 simple fixes that will pick you back up.

24-10-2016
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giffgaff money

Copyright ©2016 giffgaff

Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.