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Get smart with your money

Check out our ever growing collection of tips and articles from our members and people in the know. Get the help you need to make the right decisions, save money and get access to the finance you need to make things happen.

Latest posts

What should you focus on now to guarantee good finances for retirement...

21-02-2017

Retirement feels a long way away but what could you be doing now to help you prepare for it financially?

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How to escape the debt merry-go-round for good

21-02-2017

Feel like you’re on a debt merry-go-round? Where you spend time trying to reduce debt, only to go and rack it up again?

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Who will take care of your children when you return to work?

13-02-2017

When you return to work after having a child you will need to decide on your childcare options. But which is best?

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Featured articles

Creative, low cost date ideas that would spark any date night!

12-01-2017

Planning what to do for that hot date around the corner? Here's our low cost date night guide. Enjoy.

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Year in year out : Our tips on how to get out of bad habits with money

03-02-2017

Revolutionise your spending habits so that they don't have so much control over you. Take back control of your finances

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The extra costs of being single and how to beat them

17-01-2017

Being single can lead to all sorts of emotional anxiety, but none of it should be related to your finances.

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Most popular

Saving tips that will make you feel better about the morning commute.

05-12-2016

Want to earn real cash from your car or save money on the move? Sure you do! Let's see what options are available to you

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How to Make Extra Cash for Debt Payoff in Your Spare Time

13-02-2017

Want to overpay your debt but stumped for cash? Check out these quick ways to boost your income from your sofa.

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How money problems affected my mental health & tips on how to get help

07-12-2016

Money worries can really impact your mental health. Below is Gracie's story & her tips on getting help.

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Get 2017 off to a great start financially in 5 simple steps.

06-01-2017

It’s time to brace yourself for what seems like such a long month before payday comes around again – good ol’ January.

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Money 101 essentials - for those who never learned growing up

09-01-2017

School was good for some stuff but for personal finance advice it was not. Start your overhaul today with our Money 101.

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Exploring with a budget- how to make those pennies travel further!

11-01-2017

So, it’s time to pack & head abroad! Here 's how every savvy traveller can make their money go further (no pun intended)

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giffgaff money

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Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

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Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.