Latest Articles

Latest Articles

Savvy Living

Great gifts with a small price tag (bye bye January debt).

Christmas is around the corner, & that means putting your hand in your pocket for presents. Lights are twinkling,...

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Debt & Budgeting

Get the New Year off to a great start financially

Surviving January is a...

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Savvy Living

How much would classic footballers cost in today’s transfer market?

Gone are the days when a million pounds could get a half decent player, in 2017, it’s become the norm for top flight club...

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Understand my Credit Score

Spring cleaning your credit score: tips for improvement

1. REQUEST YOUR FILE If you have been refused credit, the lender is legally obliged to tell you why...

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Loans & Borrowing

Hard vs Soft credit checks : what is the difference?

If a hard credit check was a holiday to Las Vegas, leaving a solid financial dent and blip on your reputation,...

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Loans & Borrowing

What the hell is APR? A crash course on everything you need to know.

In the most basic sense, an APR is an annual fee to borrow money, whether that’s a loan or a credit card. Obviously you c...

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Savvy Living

Why a rewards credit card may be better than a cashback one

Cashback credit cards are pretty simple to understand. You get money back every time you spend some dosh. But there i...

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Understand my Credit Score

Puzzled about what a good credit score? Join the club.

The main problem with credit scores is there isn’t just one! Fear not. Here we give you a breakdown of exactly what ...

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Savvy Living

What to do if your identity has been stolen

Identity theft is a serious crime and it occurs when someone steals your personal information and with this is able to access y...

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Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

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