Latest Articles

Latest Articles

Loans & Borrowing

How credit cards affect your credit rating. Don't be fooled.

A credit card can be a boon for your financial attractiveness, but remember that every rose has it's thorns. If you’r...

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Loans & Borrowing

Need cash quick? Here's the alternatives to payday loans.

Check out these alternatives for when you need cash quick.

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Loans & Borrowing

Game of loans. Less exciting but more rewarding

So you’ve taken out a loan or run up debt and now you need to pay it back - or at least start to-But where do you start?...

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Loans & Borrowing

Confused about credit card interest? *nods* Here's the low-down.

Getting credit almost always involves a fee or charge for that credit, usually called interest. The rate and term of interest i...

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Financial Goals

What should you focus on now to guarantee good finances for retirement...

When you are in your 20s and 30s, planning for retirement seems like something you don’t yet need to worry about. A few c...

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Understand my Credit Score

Money 101 essentials - for those who never learned growing up

Secondary school was great, wasn’t it? We learnt some really important stuff: how to shoot tissue through a McDonalds str...

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Debt & Budgeting

Year in year out : Our tips on how to get out of bad habits with money

Don’t let your life become an adaptation of the Bill Murray classic Groundhog Day. Finding yourself in the same unfavoura...

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giffgaff money

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Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

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