Loans & Borrowing

Loans & Borrowing

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Loans & Borrowing

Are credit cards ever a smart idea? All you need to know

Despite what you might read in the media, having a credit card isn’t all doom and gloom – actually having one can b...

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Loans & Borrowing

Are payday loans always a bad idea? Here's the good,bad & ugly.

You realise you’re totally out of money and have nobody to borrow from or perhaps there is, but god knows you won’t...

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Loans & Borrowing

The guide to credit cards. Overcome those plastic worries.

We’ve all heard the horror stories, months of overspending and getting into debt, resulting in plastic cards being cut up...

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Loans & Borrowing

Hard vs Soft credit checks : what is the difference?

If a hard credit check was a holiday to Las Vegas, leaving a solid financial dent and blip on your reputation,...

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Loans & Borrowing

Need cash quick? Here's the alternatives to payday loans.

Check out these alternatives for when you need cash quick.

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Loans & Borrowing

Be smart with your credit card: essential info!

Taking out a credit card isn’t always as simple as 1, 2, 3. There are things you need to think about before making the le...

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Loans & Borrowing

Missed out on credit? Try this repair job

Don’t be fooled by the glossy lifestyle adverts. Borrowing in order to spend money, or repay another debt, has never been...

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Loans & Borrowing

The complete guide to overdrafts (not just for students!)

The word ‘over’ is rarely used positively, right? ‘Hungover’, ‘overweight’, ‘overcook...

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Loans & Borrowing

Lend or Spend: How Should I Pay For My Car?

Buying a car is a serious and often necessary investment. Using cash or savings will nearly always be the cheapest way to ...

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giffgaff money

Copyright ©2017 giffgaff

Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.