Loans & Borrowing

Loans & Borrowing

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Loans & Borrowing

How credit cards affect your credit rating. Don't be fooled.

A credit card can be a boon for your financial attractiveness, but remember that every rose has it's thorns. If you’r...

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Loans & Borrowing

The guide to credit cards. Overcome those plastic worries.

We’ve all heard the horror stories, months of overspending and getting into debt, resulting in plastic cards being cut up...

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Loans & Borrowing

On the hunt for a credit card? Find out which is best for you.

Credit cards get a bad rap, especially from the likes of wary parents who are worried you’re going to pull a fast one and...

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Loans & Borrowing

Game of loans. Less exciting but more rewarding

So you’ve taken out a loan or run up debt and now you need to pay it back - or at least start to-But where do you start?...

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Loans & Borrowing

Confused about credit card interest? *nods* Here's the low-down.

Getting credit almost always involves a fee or charge for that credit, usually called interest. The rate and term of interest i...

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Loans & Borrowing

Thinking of getting a personal loan? Check out these first!

Getting a personal loan can involve a lot of hassle with annoying application forms and monthly repayments, but there are other...

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Loans & Borrowing

Can loans improve your credit score? An interesting thought.

Loans can improve your score but they’re can be an  expensive and needless way to do it if you don’t actually ...

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Loans & Borrowing

Reality of 0% balance transfer cards & how they may help with debt!

“So, nought per cent balance transfer cards….” said no interesting dinner guest ever. Try not to fall asleep...

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Loans & Borrowing

Fantastic Plastic: Should you put a car on a credit card?

When buying a new set of wheels, many people fail to consider paying on credit card. If you’re geeky about your...

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giffgaff money

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Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.