Loans & Borrowing

Loans & Borrowing

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Loans & Borrowing

What you absolutely should do before getting a loan.

Life is unpredictable! It has a terrible habit it throwing something huge and expensive in your way and loves nothing more than...

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Loans & Borrowing

Applying for a loan? Avoid a knock back with these top tips

1. Keep to the rules That means not missing payments on any of you...

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Loans & Borrowing

Thinking of getting a personal loan? Check out these first!

Getting a personal loan can involve a lot of hassle with annoying application forms and monthly repayments, but there are other...

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Loans & Borrowing

On the hunt for a credit card? Find out which is best for you.

Credit cards get a bad rap, especially from the likes of wary parents who are worried you’re going to pull a fast one and...

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Loans & Borrowing

What the hell is APR? A crash course on everything you need to know.

In the most basic sense, an APR is an annual fee to borrow money, whether that’s a loan or a credit card. Obviously you c...

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Loans & Borrowing

Are personal loans ever a good idea? Ask yourself this.

There are many reasons why you may consider getting a personal loan. Some will be absolute necessities, such as a renovating yo...

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Loans & Borrowing

Are credit cards ever a smart idea? All you need to know

Despite what you might read in the media, having a credit card isn’t all doom and gloom – actually having one can b...

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Loans & Borrowing

Are payday loans always a bad idea? Here's the good,bad & ugly.

You realise you’re totally out of money and have nobody to borrow from or perhaps there is, but god knows you won’t...

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Loans & Borrowing

The guide to credit cards. Overcome those plastic worries.

We’ve all heard the horror stories, months of overspending and getting into debt, resulting in plastic cards being cut up...

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giffgaff money

Copyright ©2018 giffgaff

Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.