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Savvy Living

Peer-to-Peer finance can make (& save) you money

It involves, indirectly, borrowing money from a member of the public; someone who has a bit of spare cash lying around and who ...

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Understand my Credit Score

Luxury vs. Adventure? Which is the better lifestyle?

Have you ever wondered just what the world has to offer? There are some amazing experiences out there that are just waiting for...

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Savvy Living

Payday loans: the silent killer of mortgage applications?

This article can be summed up in one sentence: don’t get out a payday loan if you plan on getting a mortgage. The End....

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Understand my Credit Score

Got a low credit score? This might be why.

Check out these top tips to ensure you don't find yourself losing important points on your score. 

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Savvy Living

Britain’s Strangest Christmas Gifts Revealed

Boy did we get some surprising answers. From Tickle Me Elmos (given to an adult) to alcoholic peaches (given to someone underag...

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Loans & Borrowing

What you absolutely should do before getting a loan.

Life is unpredictable! It has a terrible habit it throwing something huge and expensive in your way and loves nothing more than...

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Debt & Budgeting

How to Make Extra Cash for Debt Payoff in Your Spare Time

When it’s hard enough to find money to make even the minimum payments on your debt, one thing is for sure – it&rsqu...

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Debt & Budgeting

What budgeting apps are out there? Everything you need to know.

Let's face it, many of us are all guilty of not keeping up with managing our money as effectively as we'd like, wh...

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Understand my Credit Score

Things you should know about your credit score & why you should care.

Your credit score reflects your financial behaviour and tells lenders just how reliable you are. Generally speaking, the lower ...

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Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

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