Understand my Credit Score

Understand my Credit Score

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Understand my Credit Score

Luxury vs. Adventure? Which is the better lifestyle?

Have you ever wondered just what the world has to offer? There are some amazing experiences out there that are just waiting for...

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Understand my Credit Score

Got a low credit score? This might be why.

Check out these top tips to ensure you don't find yourself losing important points on your score. 

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Understand my Credit Score

What do lenders know about me? *panic rising*

Lenders are pretty omniscient. They kind of know everything. Even the time you snogged your best mate’s sibling. W...

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Understand my Credit Score

Puzzled about what a good credit score? Join the club.

The main problem with credit scores is there isn’t just one! Fear not. Here we give you a breakdown of exactly what ...

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Understand my Credit Score

Want to improve your credit score? Tips to get you started

There are actually a number of things you can do right now to help increase all your scores across the board. No, bribery is no...

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Understand my Credit Score

Confused about what your credit score means? Here's the deal

So you’ve been credit scored, huh? Most likely the score you’re referring to has been given to you by a credit refe...

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Understand my Credit Score

Don't be daft! What really affects your credit score

Did you know that becoming vegan makes your credit score goes down? Or that if you say Beelzebub three times while jabbing your...

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Understand my Credit Score

How lenders decide to give you credit

Before you can borrow, it’s back to school - you have to sit a test. It would be easy to think that you are either a pass...

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Understand my Credit Score

What are credit rebuilding products and what are their benefits?

There are a handful of cards and companies that claim to rebuild your credit history, and eventually improve your credit rating...

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giffgaff money

Copyright ©2017 giffgaff

Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.