Mortgages life goals live with Habito

By Charlotte Yau
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Mind on mortgages? Kala, a mortgage broker from Habito explains what happens when you make a mortgage application

We asked the lovely Kala, what actually happens and what the process entails? As it can be quite a scary prospect for many people. 

Kala's top takeaways

1. Once you start actively looking get in touch with a broker. 

2. A mortgage brokers job is to help match the right product to your needs.

3. When the bank is happy with the affordability, they will give you a mortgage offer. Which is a letter to say that they are happy with it all. 

4. The buyer then transfers the money to their solicitor

5. You then exchange contracts and then get the keys to the house.

Check out Habito here.

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