Savvy Living

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Savvy Living

Considering a payday loan? Watch out for these first!

1. Perhaps the biggest and most unknown consideration of a payday loan. Be aware that a payday loan could affe...

Savvy Living

Financial jargon sounding like riddles? Here's how to get clued up.

Not getting anywhere with all these big jargon words? Fear not. Here’s a handy guide to translating it.

Savvy Living

Payday loans: the silent killer of mortgage applications?

This article can be summed up in one sentence: don’t get out a payday loan if you plan on getting a mortgage. The End....

Savvy Living

Peer-to-Peer finance can make (& save) you money

It involves, indirectly, borrowing money from a member of the public; someone who has a bit of spare cash lying around and who ...


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Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff gameplan is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

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Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.