Getting you money fit

Take your first step on a path to healthier finances. Learn how to manage your money and take control for the future.

Grow your financial knowledge

We’ve teamed up with some of the best financial bloggers to bring you tips and useful info and keep you savvy about your money.

Debt & Budgeting
25 articles
Financial Goals
25 articles
Loans & Borrowing
22 articles
Savvy Living
32 articles
Smart Saving
14 articles

Who are giffgaff money?

We're here to help on your journey to fitter finances and discovering great ways to manage your money.

Join the conversation


Discuss ideas with other members

Discover life hacks from other members to help your finances and share your own money wisdom.

media object



media object


New this week

media object


Active members

5 FREE Cadbury Dairy Milk Freddos 18g

5 FREE Cadbury Dairy Milk Freddos 18g with the clicksnap app and you can do it 5 times , make sure you buy 5 on seperate reciep...

LIDL XXL DEALS Starts Thursday 12th Jan

Some Great bargains for our pockets maybe its time to try a different store than usual  ...

Compare a wide range of credit cards

We've pulled together a large variety of credit card products for you to compare.

Get a loan from giffgaff

We've partnered with Ratesetter, the biggest name in UK peer-to-peer lending, to bring you competitive personal loans.

Get a loan from giffgaff
media object


Borrow from £750 to £7,500 and repay over 1-5 years.

media object


Apply online in minutes and get an instant decision in most cases.

media object


We'll tell you exactly what you have to pay, with no hidden fees.

Free tools to help you with your finances

Start using our money tools today and get flexing those finances.

Free tools to help with your finances

Credit report

Get your free credit report in just a few minutes and access it whenever you need it.

Get started

Find out more

giffgaff money

Copyright ©2017 giffgaff

The giffgaff compare service for credit cards and loans is provided by Runpath Regulated Services Limited which is authorised and regulated by the Financial Conduct Authority – FRN 728244). giffgaff compare is a trading style of Runpath Regulated Services Limited. In relation to credit card and loan services Runpath Regulated Services Limited is acting as a credit broker, not a lender; The table shows a range of products from the market and this service does not consider your personal credit position. Terms and conditions apply. Finance subject to status. 18s and over.

Representative example for a loan of £4,000 for 24 months at an interest rate of 15.5% APR fixed. In this example the total amount payable (including interest and fees) would be £4633.57 and your monthly repayments would be £193.07.

giffgaff receives a fee for introducing personal loans to Retail Money Markets Ltd trading as Ratesetter.

giffgaff money is a trading style of giffgaff Limited, we are a credit broker and not a lender and introduce loan applications to its selected provider of loans Retail Money Market Limited trading as Ratesetter. Terms and conditions apply. Finance subject to status. 18s and over. Credit is provided by Retail Money Market Limited trading as Ratesetter, 6th Floor, 55 Bishopsgate, London EC2N 3AS Ratesetter is authorised and regulated by the Financial Conduct Authority – Firm Reference Number 633741

giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

Posts on this site reflect the opinion of the members posting only, and not necessarily giffgaff’s opinions or views. There’s a lot of information here that can help you, however, you must remember that we operate an open forum and sometimes messages that are posted are misleading, deceptive, or inaccurate. If you follow these tips, you do so at your own risk. Always do your research and check the terms.