Free credit check

Achieve money fitness

What is a credit report?

A credit report provides detailed information about your credit score and credit history. Our credit report is free, takes just a few minutes to get and you can access it whenever you need it.

We started giffgaff money with the aim of helping our members get a little more financially fit.

And we believe that understanding your credit report can be the foundation for building healthy finances.

Why do I need my credit report?

Your report highlights your borrowing history

It can help you to identify fraud or other issues affecting your financial profile.

Understanding your credit score helps you to take action and plan for the future.

Get your report in minutes

Answer a few questions (it shouldn’t take longer than 5 minutes) and you can have access to your personal credit report in no time. Your credit report is completely free. We’ll just need your credit/debit card details to identify you. Don’t worry, we won’t charge you anything or keep your card details.

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You'll get a straight-talking and easy to understand report

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We work with one of the UK's leading credit agencies

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We're authorised by the financial conduct authority

giffgaff money

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giffgaff Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number - 680957. Registered address – giffgaff Ltd, 260 Bath Road, Slough SL1 4DX. Company Number - 04196996.

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